Use this free tool to get a tentative estimate of the compensation payable in a motor-accident claim under the Motor Vehicles Act, 1988, applying the Supreme Court's settled framework in Sarla Verma v. DTC (2009) and National Insurance Co. Ltd. v. Pranay Sethi (2017). Choose "Death case" or "Injury case," enter the details, and the calculator works out the multiplier-based figure along with the conventional heads of compensation.
Motor Accident Claim (MACT) Compensation Calculator
Tentative estimate based on the Supreme Court's framework in Sarla Verma (2009) & Pranay Sethi (2017).
This is a tentative estimate for guidance only and is not legal advice. Actual compensation is determined by the Tribunal / Court on the facts and evidence of each case.
How the calculation works
Death cases
Compensation for the death of a person is built on the multiplier method:
- Income and future prospects: the deceased's annual income is enhanced to reflect likely career growth. Following Pranay Sethi, an addition of 50%, 30% or 15% is made for those in permanent employment (by age band up to 40, 40–50 and 50–60), and 40%, 25% or 10% for the self-employed or those on a fixed salary.
- Personal and living expenses: a deduction is made for what the deceased would have spent on themselves — one-third where there are two to three dependents, one-fourth for four to six, and one-fifth for more than six (and about one-half for a bachelor), per Sarla Verma.
- Multiplier: the resulting annual dependency is multiplied by an age-based multiplier from the Sarla Verma table (for example, 18 for ages up to 25, 17 for 26–30, tapering to 5 for the oldest bands).
- Conventional heads: to this are added the fixed amounts for loss of estate, loss of consortium and funeral expenses laid down in Pranay Sethi. These figures are periodically enhanced by the courts and are kept editable in the calculator.
Injury cases
Where the victim survives with a permanent disability, the key head is the loss of future earning capacity — the annual income multiplied by the percentage of functional disability and by the age-based multiplier (Raj Kumar v. Ajay Kumar, 2011) — to which the actual medical expenses and amounts for pain, suffering and other heads (loss of amenities, attendant charges, special diet, and so on) are added.
Prepared by Akinchan Aggarwal
B.A. (Hons.) Gold Medalist, LL.B. (Silver Medalist), LL.M. (Dispute Resolution)
Advocate, Punjab and Haryana High Court
This calculator provides a tentative, illustrative estimate only and does not constitute legal advice. The multipliers, percentages and conventional-head figures are based on the cited Supreme Court decisions; the actual award is determined by the Motor Accidents Claims Tribunal or Court on the evidence and circumstances of each case. Please consult an advocate for your specific matter.
